Debt to income
All your monthly loan and card payments, including the new mortgage, should stay within half of your income.
UAE mortgage rulesUpdates as you move the sliders
What can I afford?
You could afford around
Limited by
of income on debt
(banks allow up to 50%)
(banks allow up to 50%)
- Loan
- Down payment
- Fees (about 7%)
Monthly payment
See homes in my budget
What your budget buys
About this much space, community by community.
Based on the average asking price per sqft on CBA's live listings. A guide, not a valuation.
How banks decide
Three rules behind the number.
Loan to value
Residents can usually borrow up to 80% on a first home up to AED 5M. Non-residents usually borrow 50% to 60%.
Cash for fees
Set aside about 7% of the price for the DLD fee, agency fee, trustee, mortgage registration and the bank.
A bank's own assessment decides the final figure. Get a firm number with a mortgage pre-approval.
Want a number a bank will stand behind?
Our mortgage team compares banks for you and gets you pre-approved before you start viewing.